How to Get the Compensation You Deserve After a Bicycle Accident

Bicycle Accidents: What You Need to Know

Bicycle accidents can result in serious injuries because cyclists lack the protection that vehicles provide. Whether the crash involves a motor vehicle, a dangerous road condition, or a collision with an object, understanding what steps to take after a bicycle accident — and how liability is determined — can help you protect your rights and pursue fair compensation.

Common Causes of Bicycle Accidents

Bicycle collisions may occur because of:

• Drivers failing to yield the right of way
• Turning vehicles that do not see the cyclist
• Speeding or distracted driving
• Poorly marked bike lanes or roadway defects
• Doors opening into bike lanes (dooring accidents)
• Unsafe passing with insufficient clearance
• Inclement weather or poor lighting conditions

Identifying the cause of the accident is important for establishing fault and building a strong claim.

Injuries Often Seen in Bicycle Crashes

Cyclists are especially vulnerable in a collision, and injuries can include:

• Traumatic brain injuries (TBI)
• Fractures and broken bones
• Spinal injuries
• Internal injuries
• Road rash and soft tissue damage

Prompt medical evaluation and ongoing care help protect your health and support your injury claim.

What to Do After a Bicycle Accident

If you are involved in a bicycle crash:

1. Seek medical attention immediately. Some injuries may not be obvious right away but still require treatment.
2. Document the scene. Take photos of vehicles, road conditions, debris, bike damage, and visible injuries if you are able.
3. Report the accident. Contact law enforcement so an official report can be made.
4. Collect information. Exchange contact and insurance details with other parties involved.
5. Preserve evidence. Keep the bike in its post-accident condition until it can be documented.
6. Speak with witnesses. Collect names and contact information from anyone who saw the crash.

This documentation can be crucial when evaluating fault and damages later.

How Fault Is Determined

Liability in bicycle accidents depends on evidence showing that another party failed to exercise reasonable care. Examples include:

• Drivers failing to maintain a safe distance
• Failure to slow to a safe speed
• Not yielding to cyclists in intersections or crosswalks
• Failing to obey traffic signals
• Driving while distracted or impaired

State traffic laws in both Kentucky and Tennessee require drivers to exercise ordinary care to avoid collisions with cyclists and pedestrians.

Insurance and Compensation

After a bicycle accident, compensation may be available for:

• Medical expenses (current and future)
• Lost wages and loss of earning capacity
• Pain and suffering
• Property damage (including bike repair or replacement)

Insurance companies may be involved, including:

• The at-fault driver’s liability insurance
• Your own uninsured/underinsured motorist coverage if applicable
• Health insurance or MedPay coverage

Insurance adjusters may attempt to reduce the value of your claim, which is why thorough documentation and evidence are important.

Summary

Bicycle accidents can have serious physical, emotional, and financial impacts. Knowing what to do after a crash, how fault is determined, and what types of compensation may be available helps you take action to protect your rights. Prompt medical care, careful documentation, and a clear understanding of applicable laws and insurance processes strengthen your ability to pursue fair compensation for your injuries and losses.